← Back to Personal Finance Tools
Debt Payoff Tracker — Snowball & Avalanche
$8.94
Enter your debts once and watch two payoff strategies unfold side by side. The Debt Snowball (pay off smallest balances first for quick wins) and Debt Avalanche (attack highest interest rates first to save the most money) methods are calculated automatically — with exact payoff dates, total interest paid, and monthly payment schedules.
The visual progress bar shrinks as you pay down debt, and a "debt-free date" countdown turns every payment into a concrete step toward freedom. Seeing the numbers change in real time is the motivation most people are missing.
Compare both methods at a glance and pick the one that works for your personality. Some people need quick wins (Snowball). Others want to minimize interest (Avalanche). This sheet lets you see both outcomes before committing.
What's Included
- Debt input tab (creditor, balance, interest rate, minimum payment)
- Snowball payoff schedule (sorted by balance, smallest first)
- Avalanche payoff schedule (sorted by interest rate, highest first)
- Side-by-side comparison: total interest, payoff date, months to freedom
- Visual progress bar and debt-free date countdown
- Google Sheets — update from any device
$8.94
Buy NowInstant download. Google Sheets link delivered after purchase — make a copy to your Drive.
