Debt Payoff Tracker — Snowball & Avalanche
$8.94
Enter your debts once and watch two payoff paths unfold side by side. The Debt Snowball (smallest balance first) and Debt Avalanche (highest interest first) methods are calculated automatically — with payoff dates, total interest saved, and monthly payment schedules. Includes a visual progress bar and a "debt-free date" countdown that makes every payment feel like a win.
- ✓Side-by-side Snowball vs. Avalanche comparison
- ✓Auto-calculated payoff dates & total interest
- ✓Visual progress bar & debt-free countdown
- ✓Google Sheets — update from any device
Massachusetts Freelance Tax Quarter Estimator
$6.96
Built specifically for Massachusetts freelancers and 1099 workers. Enter your quarterly income and the sheet auto-calculates estimated federal + MA state taxes, self-employment tax (15.3%), and your quarterly payment amounts. Includes a calendar view with IRS and MA DOR deadlines highlighted, plus a Safe Harbor threshold check so you don't get hit with underpayment penalties.
- ✓Federal + Massachusetts state tax estimates
- ✓IRS & MA DOR deadline calendar
- ✓Safe Harbor underpayment check
- ✓Google Sheets — works on any device
Subscription Audit & Cancellation Tracker
$4.98
Log every recurring charge — streaming, software, gym, meal kits, apps, that meditation subscription you forgot about. The sheet auto-calculates your monthly and annual spend, highlights subscriptions you haven't used recently, and generates a "cancel first" priority list sorted by cost. Comes with a PDF cancellation checklist so you know exactly how to cancel each type without hidden traps.
- ✓Monthly & annual cost auto-calculation
- ✓Auto-sorted cancellation priority list
- ✓PDF cancellation checklist included
- ✓Covers app stores, websites, and phone cancellations
Emergency Fund Progress Tracker
$6.96
Set your target, log your deposits, and watch a visual savings thermometer fill up in real time. The sheet auto-calculates how much you need per month and projects your completion date — so you always know where you stand. Includes a "How to Build a $1,000 Emergency Fund in 90 Days" mini-guide with week-by-week action steps: audit subscriptions, cut specific expenses, find quick income boosts.
- ✓Visual savings thermometer graphic
- ✓Auto-calculated monthly contribution & projected date
- ✓90-day $1,000 emergency fund guide (PDF)
- ✓Week-by-week action steps
Personal Finance Starter Kit — Complete Bundle
$23.97 $35
All five personal finance tools in one purchase. The Debt Payoff Tracker, MA Freelance Tax Estimator, Subscription Audit Tracker, Emergency Fund Tracker — plus a bonus "Monthly Budget Snapshot" template, a one-page PDF for quick monthly financial review. Everything you need to go from "I have no idea what's going on with my money" to "I have a plan."
- ✓All 4 Personal Finance products
- ✓Bonus: Monthly Budget Snapshot template
- ✓6 files total (Google Sheets + PDFs)
- ✓Save $11 vs. buying individually